Actuarial Reports for Legal Claims

Yinhla Consulting Actuarial specialises in producing actuarial reports for attorneys and claimants involved in personal injury and quantum of damages matters. Each report is prepared to the highest actuarial standards, suitable for South African courts and settlement negotiations.

RAF Loss Of Earnings

A Loss of Earnings report quantifies the income a claimant has lost — and will continue to lose — as a result of injuries sustained in a road accident. This is one of the most common and significant heads of damages in RAF claims.

What we assess:

  • Pre-accident earnings history and career trajectory
  • Impact of injuries on earning capacity
  • Past loss of earnings (from accident to trial)
  • Future loss of earnings (from trial date onwards)
  • Contingency deductions as per South African legal standards
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RAF Loss Of Support

A Loss of Support report calculates the financial loss suffered by dependants following the death or permanent disability of a breadwinner in a road accident. This includes spouses, children, and other financially dependent family members.

What we assess:

  • The deceased or disabled breadwinner's projected earnings
  • Proportion of income contributed to dependants
  • Life expectancy of both the breadwinner and dependants
  • Future support values discounted to present value
  • Applicable contingencies and legal deductions
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Medical Negligence Claims

Medical negligence cases often involve complex, long-term financial consequences. Our actuarial reports provide a clear, defensible quantification of all economic damages arising from substandard medical care.

What we assess:

  • Loss of income due to disability or reduced capacity
  • Future medical and rehabilitation costs
  • Cost of ongoing care and assistive services
  • Life care plan costing and present value calculations
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Maintenance Claims

Maintenance claims require accurate financial projections to ensure fair outcomes for all parties. Our actuarial reports provide the quantitative foundation for maintenance applications and disputes.

What we assess:

  • Income and financial capacity of the maintenance payer
  • Reasonable needs of the maintenance recipient
  • Duration and escalation of maintenance obligations
  • Present value of future maintenance streams
  • Actuarial projections over the maintenance period
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Other Personal Injury Claims

Beyond RAF and medical claims, we assist with a broad range of personal injury matters where actuarial quantification of damages is required, including workplace accidents, product liability, and more.

What we assess:

  • Economic loss arising from any personal injury event
  • Loss of earnings and earning capacity assessments
  • Future care and rehabilitation cost projections
  • Wrongful death claims for dependants
  • Custom actuarial calculations as required by your case
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Accrual Valuations

Accrual valuations provide organisations with accurate actuarial assessments of employee benefit obligations that have accumulated over time. These valuations are essential for sound financial planning, budgeting, and regulatory compliance.

What we assess:

  • Accumulated leave and long service leave liabilities
  • Post-retirement benefit obligations
  • Bonus and incentive scheme accruals
  • Actuarial assumptions and discount rates in line with market conditions
  • Year-on-year movement analysis and funding recommendations
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IAS 19 Employee Benefits Valuations

IAS 19 (International Accounting Standard 19) requires organisations to account for employee benefit obligations on their financial statements. Our actuarial valuations ensure full compliance with IAS 19, providing the disclosures and calculations your auditors and finance teams need.

What we cover:

  • Defined benefit pension and provident fund obligations
  • Post-employment medical aid and health benefit liabilities
  • Long-term employee benefit provisions (long service awards, gratuities)
  • Actuarial gains and losses (OCI reporting)
  • Full IAS 19 disclosure notes for annual financial statements
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24-Hour Turnaround Time

All reports are delivered within 24 hours of receiving the required documentation. We understand that legal timelines are critical — so we make speed a priority without compromising on quality.

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Need a Report?

Contact us and we'll have your actuarial report ready within 24 hours.